• “Return-to-work” bonus aims to boost employment
    The economic turmoil of the past 18 months has been hard on New Jersey’s small businesses. With things now starting to return to something closer to normal, many of these businesses have struggled to return to the level of service their customers expect. One reason for this has been a labor shortage. The causes of this shortage are complicated and somewhat controversial, but several new initiatives by state and local government take aim at the...
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  • Why would an NJ business consider an SBA loan?
    Small businesses and aspiring entrepreneurs in New Jersey will quickly realize that one of the biggest challenges is finding the necessary capital to start a new enterprise or keep one running. While some may be able to attract investors who are willing to be repaid in future profits, most businesses will also have to get a conventional loan for at least some of their expenses. Getting a loan will mean going through underwriting, offering some...
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  • Did your loved one have capacity when creating an estate plan?
    A lot of people wait until the last minute to create or modify an estate plan. While there’s nothing inherently wrong with doing so, it does leave the door open to some legal issues that can linger for a significant period of time to come. In these circumstances, your estate or the estate of a loved one could end up facing validity challenges which, depending on how they turn out, can completely reshape asset distribution...
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  • Inheritance tax is getting more news lately
    Over the past decade or so, many states have been eliminating their inheritance tax. In fact, only five states still have an inheritance tax, including New Jersey, Kentucky, Maryland, Nebraska and Pennsylvania. Though, at least our state, unlike Maryland, does not have both an estate and inheritance tax. Though, understanding the inheritance tax when doing an estate plan is extremely important. New Jersey inheritance tax The inheritance tax applies to those assets (gifts) transferred to...
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  • What is substituted judgment in a guardianship?
    When thinking about estate planning in New Jersey, most people will focus on wills and trusts. However, there are other aspects to having a comprehensive estate plan that suits an individual’s needs. If, for example, a person is concerned about the possibility of being incapacitated and wants to ensure their affairs are handled in a way they deem appropriate, they will have a guardianship. The guardian will know the protected person’s desires and adhere to...
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  • What is an operating agreement and what does it do?
    When setting up a business, it is important to be familiar with the legal tools to help the business owner do that. An operating agreement is one of those legal tools that can help protect the business owner and their business which is why it is valuable to be familiar with what they do and what should be included in one. What to include in an operating agreement An operating agreement can outline how the...
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  • Know the basics on non-compete agreements
    You may have a successful career in a large company in the big city, but as time goes on you want to leave your current employment to work for a smaller company such as one in the Haddonfield area. When this happens your new employer may want you to sign a non-compete agreement. Before signing it is important that you understand how a non-compete affects your rights as an employee. The following is a basic...
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  • How to select the right agent for incapacity
    Incapacity planning is an important overall part of the estate planning process. It ensures the estate planner will be taken care of according to their wishes if they become incapacitated and are unable to handle their own financial affairs or direct their own medical affairs. For that reason, estate planners should know what factors to consider when selecting an agent. How to select an agent for incapacity Incapacity planning can be achieved through powers of...
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  • When should people update their estate plan?
    Planning for one’s future in New Jersey is important. It is important to plan for events that may occur and to ensure that they will be protected if unexpected events occur. It is also important that people plan for one’s death. This is typically done through estate planning and can include drafting wills, trusts and having a power of attorney among planning for other aspects of growing older. Some people may do this relatively early...
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  • There are common legal issues small businesses face
    Organizing a business and legally starting it is just one of many steps a small enterprise in New Jersey must take in order to get the operation up and running at a profit. Along the way, businesses will no doubt face other legal issues. These common legal issues can affect businesses in any part of the country. Employment laws can be difficult to navigate For one, if a small business is going to have employees,...
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Michael Ritigstein is a Founding Partner of the firm concentrating his efforts in supporting the firm's litigation, corporate and estate matters. Mr. Ritigstein graduated from the University of Delaware in 1996 and Seton Hall University School of Law in 2000. In 2007 he received a Masters of Law in Taxation with a concentration in Estate Planning, from Temple University's Beasley School of Law.

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