• Estate planning with children: More considerations
    For readers of this legal blog, you know that we commonly post on estate planning topics. And, in a recent legal blog post, we discussed the topic of estate planning with children. In that post, we discussed guardians for your minor children and the considerations you need to make for minor, adult and disabled children. In this blog post, we will discuss some additional considerations for estate planning with children. Life insurance Life insurance can...
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  • Small businesses need a continuity plan
    According to researchers, 90% of small businesses that undergo a disaster and do not reopen within five days go out of business forever within one year. Natural disasters, health emergencies and cybersecurity threats to small businesses underline the need for continuity planning. Business continuity plan A business continuity plan contains procedures and instructions the business should follow in different types of disasters to keep it in operation. The top priorities are employee, client, and independent...
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  • New Jersey requirements for a will
    When you die, you can’t take any of your possessions with you, which means that you need to arrange to will them to people who are close to you. These possessions include personal property (such as cars, clothing, jewelry, etc.) and real estate properties. If you plan ahead, you will be able to ensure that those people whom you wish to inherit assets from you actually receive them. In most states, a person’s assets are...
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  • Six issues to consider before signing a franchise agreement
    Buying into a franchise can be a great way to satisfy your entrepreneurial streak. It can give you the well-established brand that you need to make a splash in the community while also providing you with the training, resources and equipment that you need to set yourself up for success. However, as you prepare to embark on your franchising journey, you need to be aware of some of the common issues that franchisees see, which...
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  • What is an irrevocable trust?
    If you are estate planning in our state, you know that there are various options and choices to make. One of the most important considerations is how to help your beneficiaries with probate or avoid it entirely, and how to manage your assets. One of the choices New Jersey residents have is to create a trust. The most powerful type of trust is known as an irrevocable trust. What are irrevocable trusts? As with other...
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  • How do parents estate plan?
    If you are a parent, you know that you should have an estate plan. Your minor children would be helpless if you and your spouse pass, which is why estate planning becomes urgent once you see that extra line on the pregnancy test. However, many Haddonfield, New Jersey, parents struggle with what is needed. What you need depends on them Before beginning your estate planning journey, think about your goals. For minor children, your goals...
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  • What happens if I die without an estate plan in New Jersey?
    A common question estate planning attorneys get is, “What happens if I die without an estate plan?” In a sense, everyone has a default estate plan through their state’s laws of intestacy. The laws of intestacy of the state where the deceased is domiciled are the state laws that control. What are laws of intestacy? The term, “laws of intestacy” refers to the state laws that govern who receives what is left in a deceased...
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  • The benefits of a joint will in New Jersey
    You have worked hard and you have done well. Your life includes a satisfying career and a family. You have been fortunate enough to accumulate some significant, valuable assets that you intend to give to your spouse and others of your choosing eventually. Before others inherit your assets, you may wish to pass those assets to your spouse. If that is the case, you might consider a joint will with your spouse . So, what...
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  • What should I know about a special needs trust in New Jersey?
    When people are discussing estate planning, they tend to automatically think about a will. While this is undoubtedly a key document, there are others that can be essential to serve one’s goals. Depending on the circumstances, a trust might be a necessity. One type of trust that should be understood is a special needs trust. This will be useful for those who have a loved one who is getting payments from the government through a...
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  • Why should my will be self-proved?
    A will is an important legal document and no one should rush into making one. It is important to follow all the steps of properly executing a will. Failing to do so opens up the door to will contests, which can be costly and time-consuming, and can tear families apart. Self-proved wills Under New Jersey law, a will must be “self-proved” if it was executed after 1978. A self-proved will can be probated with no...
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Michael Ritigstein is a Founding Partner of the firm concentrating his efforts in supporting the firm's litigation, corporate and estate matters. Mr. Ritigstein graduated from the University of Delaware in 1996 and Seton Hall University School of Law in 2000. In 2007 he received a Masters of Law in Taxation with a concentration in Estate Planning, from Temple University's Beasley School of Law.

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