• Which documents should I include in my estate plan?
    Your estate plan protects your assets and family, but it can also help you prepare for an uncertain future. Few people reap the full benefits from estate planning, with sometimes tragic results if their final wishes are not honored. Here are some essential estate planning documents to include to make sure your plan covers everything. 1. Living trust With a revocable trust, you retain control over any assets placed within the trust. You can also establish criteria...
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  • When is a will not enough?
    If you are the parent of a special needs New Jersey child, you likely spend a good deal of time taking care of him or her and making sure that (s)he receives the attention, education and support (s)he needs to make his or her life as comfortable and fulfilling as possible. What you may not have thought about, however, is that your estate plan needs to consist of more than simply your Last Will and...
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  • Trucking company startup considerations
    With such a shortage in the trucking industry, now may be an ideal time for entrepreneurs who want to launch their own trucking company. Here are some of the considerations people may face as they enter this potentially lucrative field. Business plan The typical business plan includes an executive summary, a description of the company, an analysis of the market, a sales and marketing plan and financial projections. Creation of the plan should be among...
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  • Assets that do not go through probate
    Your will is a critical component of your New Jersey estate plan. Keep in mind, though, that the executor cannot distribute the assets that you list in your will to your beneficiaries until after the probate process. At Ritigstein Law, LLC, we often assist clients with tools to minimize the waiting period for beneficiaries. Trusts Perhaps you want to leave a certain amount of money or other assets to each of your children. FindLaw points...
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  • Does Medicaid cover assisted living?
    Residents of New Jersey who are getting older are likely aware that they need to start estate planning. However, many people believe that estate planning is merely making plans that are not going to be put into effect until after the individual’s death. However, where assisted living is concerned you may want to consider estate planning in a more immediate light. For instance, many people believe that they can use Medicare to help them pay...
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  • Why should you have a business succession plan?
    When business owners in New Jersey like you first start out on your business ventures, having a succession plan is likely one of the farthest things from your mind. However, these plans are actually quite important and you will want to have one ready to go sooner than you may think. There is an unfortunately common misconception that business owners don’t need to have a business succession plan in place until they are nearing retirement...
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  • Why do millennials need estate plans?
    If you are one of the many residents in New Jersey who is part of the millennial generation, you may have heard your parents or grandparents talk about their wills or other elements of their estate plans. Like a lot of people who are still young, it is easy to think that estate plans are only necessary for people over a certain age. That, however, is far from the truth. Anyone can benefit from having...
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  • How to help your parents create an estate plan
    Life is strange in so many ways, but perhaps the oddest part is when the role of parent and child seems to flip. As your parents age, you may notice that you begin doing more for them, just as they used to do for you in the past. This is a natural progression and how things seem to work out. Taking on the caregiver role means it is up to you to help your parents...
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  • What should I know about including real estate in my estate plan?
    For many people in New Jersey, the largest and most valuable asset they own is real estate. When you create an estate plan, you probably take create care to ensure your real estate is covered. However, there are many details about including real estate in your estate plan that you should be aware of so that you can avoid mistakes or issues. Fox News explains that state laws will often handle the passing of ownership...
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  • Is probate a bad thing?
    Probate is often talked about in a negative way, but it is not always a bad thing. The general idea of probate, according to the American Bar Association, is to provide protection and prevent your assets from going to someone who has no right to them. Reports of probate being a long process that is incredibly expensive are often exaggerated. What you will find is that most New Jersey probate cases move through the court...
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Michael Ritigstein is a Founding Partner of the firm concentrating his efforts in supporting the firm's litigation, corporate and estate matters. Mr. Ritigstein graduated from the University of Delaware in 1996 and Seton Hall University School of Law in 2000. In 2007 he received a Masters of Law in Taxation with a concentration in Estate Planning, from Temple University's Beasley School of Law.

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